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 AGENT TOOLS 

Scripts
​There are several scripts you can use,  depends on the type of lead, but the only difference in most of them is the first part of the lead.  Identifying what it is they are looking for,  but, we will always go back to the basic medical questions.

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Carrier Application
 

All Carriers & States Paper Applications

PRESENTATION TOOLS 

These guides are tools to help you prepare for an appointment and make quick determinations for what is best for your clients.   We recommend printing a copy of each and carrying with you for reference. 

Living Benefits
​Critical, Chronic & Terminal Illness Rider Grids

These documents can be personalized by adding your contact info. Current contact info on documents is just an example and should be replaced with your contact information. PRINT IT OUT AND LAMINATE IT OR PUT IT IN A SHEET PROTECTOR.  YOU WILL BE REFERRING TO IT ALL THE TIME.  

Client Worksheet

Print several of these out and put it in a folder.  You will need one for every house you go to.  

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48-48-50 : Stats to review with clients 

Print in color and laminate to keep in insurance bag.  

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New Kind of Life Insurance The Value of Mortgage Protection & Living Benefits

Print and laminate this document. Use this as a tool to explain how the new kind of life insurance can benefit your client. 

MORTALITY Guidelines

Print in color and laminate or put in a sheet protector as you will be using these all the time.

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TOBACCO ​GUIDELINES 

Print in color and laminate to keep in insurance bag. This document defines smokers & non-smoking rates by carrier. 

TERM & UNIVERSAL IMPAIRMENT GUIDES

Print out and laminate or put in a sheet protector.  You will use this every day.  Put in a report binder or 1/2 binder with all the other agent tools.

FINAL EXPENSE/WHOLE LIFE IMPAIRMENT GUIDE

Print out and laminate or put in a sheet protector.  You will use this every day.  Put in a report binder or 1/2 binder with all the other agent tools.

HEIGHT & WEIGHT CHARTS 

Print out and laminate or put in a sheet protector.  You will use this every day.  Put in a report binder or 1/2 binder with all the other agent tools.

"WORK INSURANCE"

When a client has a Life Insurance policy through their work, here are some facts to help you educate them on why this may not be enough coverage. 

PRODUCT TABLE-Term & UL 

Print in color and laminate back to back with Term Life Worksheet, use with dry erase marker while in home to eliminate carriers client will not qualify for so you can focus on companies that will work for client.

PRODUCT TABLE - Whole Life

Print and laminate back to back with Whole Life Worksheet, use with dry erase marker while in home to eliminate carriers client will not qualify for so you can focus on companies that will work for client.

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NOW THAT YOU HAVE PRINTED OUT ALL THE RESOURCES AND TOOLS YOU NEED, HERE IS HOW TO PUT IT ALL TOGETHER FOR YOUR TOOL BOX FOR YOUR CAR

HYDRA

UNDERWRITING GUIDE AND MISC. FOLDER

SANTORINI

TOOL BOX

All the apps you need to be successful

MYKONOS

Staying organized is key to getting PAID FAST

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Key in the Lock

IN HOME PRESENTATION

5 STEPS TO COVER
IN THE HOME

HOW TO GET READY FOR AN APPOINTMENT AND  5  IMPORTANT POINT TO COVER IN THE HOUSE

IN HOME FLIP CHART

FLIP CHART  TO HELP WITH THE PROCEES  OF THE IN HOME

FINDING THE PAIN

SEVERAL QUESIONS TO ASK YOUR CLIENT TO FIND THE PAIN.  IF YOU DO NOT FIND THE REASON YOU WILL NOT MAKE A SALE

Product Knowledge

2 things

you need

to know is



 

  • Living Benefits

  • Foresters Member Benefits